Drive with Confidence: Custom Auto Insurance for Your Needs
The right auto insurance helps you recover from accidents, fire, theft, and other covered events, while protecting against medical, legal, and property damage expenses. It’s a contract where you pay a premium, and the insurance company covers car-related financial losses.
Vehicle Insurance – The insurance protection you need whenever you’re on the move.
Our team understands the unique auto insurance needs of our clients. Auto insurance requirements can vary by state, and it’s important to have the right coverage. In California, drivers may need:
- Liability Coverage – Pays for damages or injuries you cause to others.
- No-Fault Coverage – Covers medical and related expenses for you and your passengers, no matter who is at fault in an accident.
- Both Liability and No-Fault Coverage – Some states require both types of coverage.
We provide auto insurance across all of California and are here to help ensure you have the right protection based on where you live.
Even in states where coverage isn’t mandatory, drivers are legally required to be able to pay for losses they cause to others. Insurance is the simplest way to meet this requirement, and if you’re financing a vehicle, coverage that protects your car from damage is typically required.
Collision Insurance Coverage: Protect Your Vehicle After an Accident
Collision insurance helps cover the cost of damage to your vehicle resulting from an automobile accident. Standard collision coverage pays for repairs up to the fair market value of your car. Typically, collision coverage comes with a deductible—the amount you pay out-of-pocket before your insurance covers the rest. Choosing a higher deductible can lower your premium cost, making collision insurance more affordable.
Comprehensive Car Insurance: Protection Beyond Collisions
Comprehensive car insurance covers damage to your vehicle from events other than accidents, including theft, vandalism, fire, floods, hurricanes, and windshield damage. Like collision insurance, comprehensive coverage pays up to the fair market value of your car, minus your deductible. While comprehensive coverage isn’t required by law in any state, it is often necessary if you’re financing your car.
